Short answer: On the ground in Bermuda, plan on roughly $150–240 per person per day on a tight budget in a shared guesthouse or rental room, $365–400 at mid-range, which is about what the average vacationer spends, and from about $725–810 for a room of your own, restaurant dinners and taxis. A week costs roughly $1,050–1,680 on a budget, $2,555–2,800 mid-range and from about $5,075 in comfort, before flights. The Bermudian dollar is pegged one to one to the US dollar, so prices here work in either currency.
Bermuda is one of the most expensive places to vacation in the Atlantic. Almost everything is imported, hotels add taxes and service charges, and visitors cannot rent a regular car. The good news: its pink-sand beaches, coastal trails and old town of St. George’s are free, and the bus and ferry network is cheap and easy. This guide breaks the costs down with official figures from the Bermuda Tourism Authority (BTA) and the Government of Bermuda, so you can build a realistic budget for your trip to Bermuda. Use our Money exchange tool if you are coming from outside the US.
Bermuda daily costs at a glance
These example days are built from the sourced prices further down this page: one person, one day. They leave out flights, shopping, boat trips and golf.
| Per person, per day | Budget | Mid-range | Comfort |
|---|---|---|---|
| Bed | Half of a guesthouse or rental room at $180–280: $90–140 | The average vacationer’s lodging spend: about $250 | A room to yourself at about twice that: about $500 |
| Food | Groceries, a fast-food meal and one cheap lunch: $50–70 | Lunch, dinner and coffee: $80–100 | Lunch, a three-course dinner, drinks and gratuities: $140–170 |
| Local transport | Bus and ferry rides or a 1-day pass: $7–19 | Pass plus the odd ride: $15–20 | Taxis: $45–60 |
| Sights | Beaches and trails, the lighthouse: $0–10 | One or two sights: $20–30 | Caves, museum and a taxi tour hour: $40–80 |
| Total | About $150–240 | About $365–400 | From about $725–810 |
Mid-range figures come from the BTA’s 2025 exit surveys of leisure visitors, divided per day; budget room and meal prices are typical 2026 figures from travel guides and price surveys. Treat them as typical ranges, not quotes.
What visitors actually spend in Bermuda
The BTA surveys departing visitors every year, which gives an unusually detailed official picture. In 2025, leisure visitors who arrived by air spent an average of $2,227 each in Bermuda, flights excluded, and stayed an average of 5.5 days. That breaks down to:
| Leisure air visitors, 2025 | Per trip | Per day (about) |
|---|---|---|
| Accommodation | $1,366 | $248 |
| Restaurants and dining out | $447 | $81 |
| Entertainment and sightseeing | $120 | $22 |
| Shopping | $106 | $19 |
| Groceries | $52 | $9 |
| Gas, parking and local transport | $89 | $16 |
| Other | $47 | $9 |
| Total | $2,227 | About $404 |
Cruise passengers spent much less, about $296 each in 2025, because they sleep and eat on board. On our Travel costs by country scale, Bermuda scores 121 for travel prices (hotels, restaurants and transport) against 100 for the United States, which puts it in our most expensive band: in plain words, expect to pay about a fifth more than for a similar trip at home.
Accommodation costs
Accommodation is by far the biggest cost: it made up more than 60% of what leisure visitors spent in 2025. Bermuda has a small hotel stock, about 2,600 licensed hotel rooms, and hotel occupancy averaged 63.5% for the year, peaking at 85% in June. Hotels raised their average daily rates by about 10% in 2025, and the BTA reported a further 10% rise in the second quarter of 2026, so prices are climbing.
The main options are resorts and hotels, smaller guesthouses and inns, and vacation rentals, which the BTA tracks alongside hotels. Budget travelers usually look at guesthouses and rentals: travel guides put lower-priced rooms at roughly $140–230 a night off-season and $180–280 in shoulder months, with peak summer higher. Remember that room rates are often quoted before Bermuda’s 7.25% hotel occupancy tax and hotel service charges, commonly 10–17%; vacation rentals booked through Airbnb carry a 4.5% vacation rental fee.
Vacation rentals suit longer and family trips. In 2025, leisure visitors who stayed in rentals stayed an average of 6.6 days, against 4.9 days for those in hotels and guesthouses, and vacation-rental occupancy averaged 63% for the year, so outside the summer peak there is usually a good choice. A rental with a kitchen and space for four can bring the cost per person well below a hotel, especially once you add the savings on meals.
Bermuda prices by season
Bermuda’s tourism follows the sun. The BTA’s hotel figures for 2025 show how busy the island’s hotels were each month, and busier months generally mean higher room rates and fewer deals:
| Hotel occupancy, 2025 | Occupancy |
|---|---|
| January | 34.5% |
| February | 47.6% |
| March | 60.0% |
| April | 66.4% |
| May | 75.3% |
| June | 85.0% |
| July | 82.7% |
| August | 70.3% |
| September | 65.7% |
| October | 63.6% |
| November | 62.1% |
| December | 44.7% |
| Full year | 63.5% |
June and July are the peak, when hotels are more than four-fifths full. Winter, from December to February, is the quietest time, with hotels less than half full, which is when you are most likely to find lower rates; the sea is cooler then, so it suits walking, golf and sightseeing more than beach days. Spring and the fall months sit in between. The BTA notes that the busy 2025 hurricane season also kept some visitors away from August to early November.
Food and drink costs
Eating out is expensive. Leisure visitors spent about $81 a day each on restaurants in 2025, according to the BTA. October 2026 price surveys put a restaurant lunch at about $50 (range about $30–100), a three-course dinner at about $75 per person, a fast-food combo at about $17, a local beer at about $7.50 and a cappuccino at about $6. Many restaurants add an automatic gratuity of around 17%, so check the bill before tipping again.
To save, stay somewhere with a kitchen and shop at a grocery store, buy takeaway fish sandwiches and pack picnics for the beach. Groceries are imported and cost more than at home, but still far less than three restaurant meals a day.
Getting around: buses, ferries, taxis and minicars
Visitors cannot rent conventional cars in Bermuda, but the public buses and ferries are good value. Official fares as of October 2026:
| Ticket (adult) | Price |
|---|---|
| Bus ride, up to three zones / longer | $3.50 / $5 |
| Ferry ride, by route | $3.50–5 |
| Bus and ferry pass, 1 day | $19 |
| Pass, 2 / 3 / 4 days | $31.50 / $44 / $48.50 |
| Pass, 7 days | $62 |
| Taxi, 1–4 passengers | $9.20 first mile, $3.25 each extra mile |
| Taxi sightseeing, 1–4 passengers | $60 per hour |
Passes are not sold at the airport; buy them at the Hamilton terminals or in the Shorelink app, and carry exact change for single bus rides. Children 5 and over pay reduced fares, and under-5s ride free. Taxi fares are 25% higher late at night and 50% higher on Sundays and public holidays. Many visitors also rent two-seater electric minicars or scooters to explore at their own pace. Our Bermuda itinerary shows how to combine ferries and buses across the island.
Sightseeing fees and free things to do
Bermuda’s best experiences are mostly free, and its paid sights are modestly priced. Adult prices as of October 2026:
| Sight | Adult price |
|---|---|
| Gibbs Hill Lighthouse (185 steps, island views) | $2.50 |
| Bermuda Aquarium, Museum and Zoo | $10 (children 5–12 $5) |
| National Museum of Bermuda, Dockyard | $20 |
| Horseshoe Bay and the South Shore beaches | Free |
| St. George’s old town and St. Peter’s Church area | Free to walk |
More free ideas: walk sections of the Railway Trail, explore the forts and coves around St. George’s, watch for humpback whales offshore in March and April, and swim at the public beaches along the South Shore. The Crystal and Fantasy Caves, snorkel trips and boat tours cost more, so pick one or two. Our top places to visit in Bermuda helps you choose.
Taxes and fees visitors pay
- Hotel occupancy tax: 7.25% of the accommodation charge at licensed hotels.
- Vacation rental fee: 4.5% of the listing price on Airbnb bookings, passed to the BTA.
- Service charges and gratuities: commonly added by hotels and restaurants; read the small print on your booking.
- Bermuda Arrival Card: free for visitors arriving by air; use the official site only.
- Airport charges: Bermuda’s airport and departure charges are normally included in the taxes on your air ticket, so you do not pay them at the airport.
Tipping in Bermuda
Many Bermuda restaurants add an automatic gratuity, often around 17%, and hotels commonly add a service charge of 10–17%, so you rarely need to tip on top. Where no service charge is included, tipping works as in the US, and taxi drivers and boat crews appreciate a tip for good service. Our tip calculator does the math for you.
Money-saving tips for Bermuda
- Buy a multi-day transport pass. At $62 for 7 days of buses and ferries, it costs about the same as five short two-mile taxi rides.
- Get a kitchen. A guesthouse or rental with a kitchen cuts the biggest food costs.
- Travel outside the summer peak. Hotel occupancy peaked at 85% in June 2025 and was lowest in winter; see our best time to visit Bermuda guide for the trade-offs.
- Check the total price. Compare hotel rates including tax and service charges, not the headline rate.
- Enjoy the free stuff. Beaches, trails, forts and St. George’s cost nothing.
- Avoid Sunday taxis, when fares are 50% higher; take the ferry instead.
To compare Bermuda with other countries, see Travel costs by country.
Plan your trip: our free trip planner can build a day-by-day plan for Bermuda from our guides. Then use the Destination weather tool to pick your dates and the packing list for beach days.
Frequently asked questions
How much money do I need for a week in Bermuda?
Using the example days above, seven days on the ground cost roughly $1,050–1,680 per person on a tight budget, $2,555–2,800 mid-range, and from about $5,075–5,670 in comfort, before flights. For comparison, leisure visitors spent an average of $2,227 each in 2025 on a stay of about 5.5 days.
Is Bermuda expensive?
Yes. Bermuda scores 121 for travel prices on our scale, against 100 for the US, and the average leisure visitor spent about $404 a day in 2025, more than half of it on accommodation. Cheap buses and ferries and free beaches help balance the costs.
Do I need cash in Bermuda?
Some. Cards are widely accepted, and US dollars are used alongside Bermudian dollars at par. Carry exact change for buses if you do not have a pass, and some cash for taxis, which often prefer it.
What is the cheapest month to visit Bermuda?
Demand is lowest in winter: hotel occupancy was 34.5% in January 2025 against 85% in June, and lower demand usually means better room deals. Winter is cooler and less suited to swimming, so spring and late fall are a good compromise; check our best time to visit guide before booking.
Is it cheaper to visit Bermuda on a cruise?
On the island itself, yes: cruise passengers spent about $296 each in Bermuda in 2025, against $2,227 for leisure visitors who flew in, because they sleep and eat on board. You pay for the cruise separately, though, and you see less of the island in a port stay.
Is a vacation rental cheaper than a hotel in Bermuda?
Often, for groups and longer stays. Splitting a rental between several people and cooking some meals lowers the two biggest costs, lodging and dining. Compare the full price: hotels add a 7.25% occupancy tax and service charges, while Airbnb bookings carry a 4.5% vacation rental fee plus the platform’s own charges.